Last updated: February 2026
When you click an affiliate link on SmartCentsLife and take a qualifying action (such as signing up for an account or making a purchase), the company tracks that referral through a cookie placed on your device. If the action is completed within the cookie's duration, we receive a commission from the company — not from you.
The price you pay is exactly the same whether you use our affiliate link or go directly to the company's website. In some cases, using our link may actually give you access to a special offer or bonus that isn't available otherwise.
SmartCentsLife participates in the following affiliate programs and networks:
Amazon Associates Program: SmartCentsLife is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
Impact: We partner with various financial brands through the Impact affiliate network.
CJ Affiliate (Commission Junction): We work with financial services brands through the CJ Affiliate network.
ShareASale: We partner with brands through the ShareASale affiliate network.
We may also work with individual affiliate programs offered directly by the companies we review and recommend.
Our affiliate relationships do not influence our editorial content, product ratings, or recommendations. Here's our commitment to you:
Honest reviews come first. We will never recommend a product just because it pays a higher commission. If a product isn't good, we'll say so — even if it means losing potential revenue.
We disclose affiliate links. Affiliate links on our site are identified, and each article containing affiliate links includes a disclosure notice at the top.
We test what we recommend. Before featuring any product, we research it thoroughly. For apps and tools, we test them ourselves whenever possible.
Your trust is our business. The moment we recommend something we don't believe in is the moment we lose our readers. That's not a trade-off we're willing to make.
SmartCentsLife is independently operated and free to read. Affiliate commissions are our primary source of revenue. This income allows us to dedicate time to researching, writing, and updating our content — so you always have access to current, reliable financial information.
If you find our content helpful and decide to use one of our affiliate links, we genuinely appreciate it. If you'd rather go directly to the company's website, that's completely fine too — we're glad our content helped you make an informed decision either way.
If you have any questions about our affiliate relationships or how we make money, don't hesitate to reach out. We believe in full transparency.